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Mortgage Advisory
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About Mortgage Advisory
Why Rent?
Market research says 79% of the people believe that purchasing the property and owning it is better than paying regular rents year around. A mortgage is the right and easiest way which helps you purchase an asset without compromising your entire life saving into that asset.
As a professional mortgage consultant, we can help you stop paying off your current landlord’s mortgage and guide you to invest on owning your property in Dubai. Being a UAE resident, you can obtain financing upto 75% of the total property value based on your income eligibility. Talk to the UAE’s best mortgage advisors today.
Why choose us?
Personalized
Our team personalized guidance and support to help you make an informed decision.
Expert Advice
Our advisors have years of experience & in-depth knowledge of the real estate market in Dubai.
Financially Sound
We help you to find the right solution, ensuring you make an informed decision the aligns with your financial goals.
Question about mortgage
A mortgage is a loan that a lender extends to a home buyer to help finance the purchase of a property.
Monthly mortgage payments are split into 3 parts: the principal, interest and insurance. The principle is the amount that goes towards the equity of the property, the interest is the rate charged to obtain the loan, and insurance is a mandatory addition to all mortgages.
The property you purchase acts as collateral. This means that if you fail to repay the mortgage, the lender can take possession of the property and sell it to collect any money owed to them.
If you overpay on your mortgage repayments, you will pay off your mortgage faster and pay less interest over the term (use our early payoff calculator to get the sums). So overpaying can be beneficial.
If you have a low-interest rate and you put your money towards higher-interest investments, it might make sense to keep the mortgage ongoing while using capital to earn more money on higher-interest investments.
Fixed rate mortgages are where the interest rate charged on the loan stays the same for a certain period of time, usually 1,2,3 or 5 years. During this time your monthly mortgage repayment will not change.
Variable rate mortgages are where the interest rate that you pay on your mortgage will change based upon changes to the EIBOR rate. This means that your monthly repayments can change over time.
